Kuus-jechootaa
Kuus-jechootaa GuutuuQabeenya wabii
Collateral
Qabeenya liqeeffataan liqiif kaa'u: mana, lafa, konkolaataa. Liqiin yoo hin deebine, baankiin fudhata.
Property a borrower pledges for a loan: a house, land, a vehicle. If the loan is not repaid, the bank takes it.
Michu qabeenya wabii malee liqeessa.
Michu lends without collateral.
Itoophiyaatti
Itoophiyaa keessatti lafti kan mootummaati; kanaafuu kan wabummaaf kaa'amu mirga liizii ykn gamoo lafa sana irra jiruudha. Seerri bara 2019 bahe qabeenya sochoofamu, kan akka konkolaataa fi maashinii, qabeenya wabiitti akka galmaa'u hayyama; kunis dhaabbilee xixiqqaaf liqii banuufi.
Land in Ethiopia belongs to the state, so what is pledged is a lease right or the building on it. A 2019 law lets movable property, such as vehicles and machinery, be registered as collateral, to open credit to small firms.